/* Arbinio — Denim + Copper theme */
:root {
  --primary: #3e5266;
  --primary-700: #344455;
  --primary-800: #2a3744;
  --primary-900: #232f3a;
  --primary-600: #4a6378;
  --primary-500: #5a748a;
  --primary-400: #7d92a4;
  --primary-300: #a8b6c2;
  --primary-200: #d1d8e0;
  --primary-100: #ebeef2;
  --primary-50:  #f5f7f9;

  --accent: #b27a52;
  --accent-600: #a06b46;
  --accent-700: #8c5d3c;
  --accent-300: #d4b09a;
  --accent-200: #e3c8b9;
  --accent-100: #f1ddd0;

  --bg: #fbfaf8;
  --bg-soft: #f3f1ec;
  --bg-card: #ffffff;
  --bg-dark: #1c252e;

  --text: #1d242c;
  --text-soft: #3a4651;
  --text-muted: #5d6b78;
  --text-on-dark: #f5f7f9;

  --border: #dfe3e9;
  --border-soft: #ebeef2;

  --radius-sm: 8px;
  --radius: 14px;
  --radius-lg: 22px;

  --shadow-sm: 0 1px 2px rgba(31, 41, 51, 0.06), 0 1px 4px rgba(31, 41, 51, 0.04);
  --shadow: 0 4px 16px rgba(31, 41, 51, 0.08);
  --shadow-lg: 0 12px 40px rgba(31, 41, 51, 0.14);

  --header-h: 76px;
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: 'Manrope', 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, system-ui, sans-serif;
  font-size: 16px;
  line-height: 1.6;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img { max-width: 100%; height: auto; display: block; }
a { color: var(--primary); text-decoration: none; transition: color .18s ease; }
a:hover { color: var(--accent); }

h1, h2, h3, h4, h5, h6 {
  font-family: 'Sora', 'Space Grotesk', 'Manrope', sans-serif;
  font-weight: 700;
  line-height: 1.22;
  color: var(--primary-900);
  margin: 0 0 .6em;
  letter-spacing: -0.01em;
}
h1 { font-size: clamp(2rem, 4.5vw, 3.2rem); }
h2 { font-size: clamp(1.6rem, 3vw, 2.3rem); }
h3 { font-size: clamp(1.15rem, 1.6vw, 1.4rem); }
p { margin: 0 0 1em; color: var(--text-soft); }

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 22px;
}

/* ===== HEADER ===== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,0.96);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border-soft);
  height: var(--header-h);
  display: flex;
  align-items: center;
}
.site-header .container {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}
.brand img { width: 40px; height: 40px; }
.brand-name {
  font-family: 'Sora', sans-serif;
  font-weight: 800;
  font-size: 1.35rem;
  color: var(--primary-900);
}
.nav-desktop {
  display: flex;
  align-items: center;
  gap: 28px;
}
.nav-desktop a {
  font-weight: 500;
  font-size: 0.95rem;
  color: var(--text-soft);
}
.nav-desktop a:hover,
.nav-desktop a.is-active {
  color: var(--accent);
}
.header-actions { display: flex; align-items: center; gap: 12px; }
.btn-burger {
  display: none;
  background: transparent;
  border: 0;
  width: 44px;
  height: 44px;
  cursor: pointer;
  padding: 0;
  align-items: center;
  justify-content: center;
}
.btn-burger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--primary-900);
  position: relative;
  transition: transform .25s ease, opacity .2s ease;
}
.btn-burger span::before,
.btn-burger span::after {
  content: "";
  position: absolute;
  left: 0;
  width: 24px;
  height: 2px;
  background: var(--primary-900);
  transition: transform .25s ease, top .25s ease;
}
.btn-burger span::before { top: -8px; }
.btn-burger span::after { top: 8px; }
.btn-burger.is-open span { background: transparent; }
.btn-burger.is-open span::before { top: 0; transform: rotate(45deg); }
.btn-burger.is-open span::after { top: 0; transform: rotate(-45deg); }

.nav-mobile {
  position: fixed;
  top: var(--header-h);
  left: 0;
  right: 0;
  background: #fff;
  padding: 18px 22px 28px;
  box-shadow: var(--shadow);
  transform: translateY(-150%);
  transition: transform .3s ease;
  z-index: 95;
  border-bottom: 1px solid var(--border-soft);
}
.nav-mobile.is-open { transform: translateY(0); }
.nav-mobile a {
  display: block;
  padding: 12px 6px;
  border-bottom: 1px solid var(--border-soft);
  font-weight: 500;
  color: var(--text);
  font-size: 1rem;
}
.nav-mobile a:last-child { border-bottom: 0; }
.nav-mobile a.is-active { color: var(--accent); }
.nav-mobile a.btn { margin-top: 14px; width: 100%; text-align: center; border-bottom: 0; padding: 14px 26px; }
.nav-mobile a.btn-primary { color: #fff; background: var(--primary); }
.nav-mobile a.btn-primary:hover { color: #fff; background: var(--primary-700); }

/* ===== BUTTONS ===== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 26px;
  border-radius: 999px;
  border: 1px solid transparent;
  font-weight: 600;
  font-size: 0.95rem;
  cursor: pointer;
  text-decoration: none;
  transition: transform .15s ease, background .2s ease, color .2s ease, box-shadow .2s ease;
  white-space: nowrap;
  line-height: 1;
}
.btn-primary { background: var(--primary); color: #fff; }
.btn-primary:hover { background: var(--primary-700); color: #fff; transform: translateY(-1px); box-shadow: var(--shadow); }
.btn-accent { background: var(--accent); color: #fff; }
.btn-accent:hover { background: var(--accent-600); color: #fff; transform: translateY(-1px); box-shadow: var(--shadow); }
.btn-outline {
  background: transparent;
  color: var(--primary);
  border-color: var(--primary-300);
}
.btn-outline:hover { background: var(--primary-50); color: var(--primary); }

/* ===== HERO ===== */
.hero {
  background:
    linear-gradient(180deg, var(--primary-50) 0%, var(--bg) 100%);
  padding: 48px 0 64px;
  position: relative;
  overflow: hidden;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: stretch;
}
.hero-copy { padding: 12px 0 22px; }
.hero-eyebrow {
  display: inline-block;
  background: var(--accent-100);
  color: var(--accent-700);
  padding: 6px 14px;
  border-radius: 999px;
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  margin-bottom: 18px;
}
.hero-copy h1 { color: var(--primary-900); margin-bottom: 18px; }
.hero-copy p.lead {
  font-size: 1.06rem;
  color: var(--text-soft);
  margin-bottom: 28px;
  max-width: 540px;
}
.hero-cta-row {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  align-items: center;
}
.hero-trust {
  display: flex;
  gap: 24px;
  margin-top: 32px;
  flex-wrap: wrap;
}
.hero-trust div { font-size: 0.85rem; color: var(--text-muted); }
.hero-trust strong {
  display: block;
  font-family: 'Sora', sans-serif;
  font-size: 1.45rem;
  color: var(--primary-900);
  font-weight: 700;
}
.hero-visual {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  min-height: 520px;
  background: var(--primary-100);
}
.hero-visual::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(35,47,58,0.0) 0%, rgba(35,47,58,0.35) 100%);
  z-index: 1;
  pointer-events: none;
}
.hero-visual picture, .hero-visual img {
  position: absolute; inset: 0; width: 100%; height: 100%;
  object-fit: cover;
}
.hero-form-wrap {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 2;
  padding: 22px;
}
.hero-form-card {
  background: rgba(255,255,255,0.97);
  padding: 28px 26px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  max-width: 420px;
  width: 100%;
  text-align: center;
}
.hero-form-card h2 {
  font-size: 1.25rem;
  margin-bottom: 18px;
  color: var(--primary-900);
}
.hero-form-card h2 span { color: var(--accent); }

/* ===== FORMS ===== */
form .row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.field { margin-bottom: 12px; text-align: left; }
.field label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-soft);
  margin-bottom: 6px;
}
.field input[type="text"],
.field input[type="email"],
.field input[type="tel"],
.field input[type="password"],
.field textarea,
.field select {
  width: 100%;
  padding: 12px 14px;
  border-radius: 10px;
  border: 1px solid var(--border);
  background: #fff;
  color: var(--text);
  font-size: 0.97rem;
  font-family: inherit;
  transition: border-color .2s, box-shadow .2s;
}
.field input:focus,
.field textarea:focus,
.field select:focus {
  outline: 0;
  border-color: var(--primary-400);
  box-shadow: 0 0 0 3px rgba(62,82,102,0.12);
}
.field textarea { min-height: 110px; resize: vertical; }
.form-note {
  font-size: 0.74rem;
  color: var(--text-muted);
  margin-top: 14px;
  line-height: 1.5;
}
.form-note a { color: var(--primary); text-decoration: underline; }

/* Phone with country selector */
.phone-field {
  display: flex;
  gap: 8px;
  align-items: stretch;
}
.phone-country {
  position: relative;
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 0 12px;
  border: 1px solid var(--border);
  border-radius: 10px;
  background: #fff;
  cursor: pointer;
  user-select: none;
  font-size: 0.95rem;
  min-width: 96px;
}
.phone-country .flag {
  width: 24px;
  height: 18px;
  background: url('/images/flags.webp') no-repeat;
  background-size: 5652px 15px;
  border-radius: 2px;
  flex-shrink: 0;
}
.phone-country .flag.flag-ch { background-position: -3924px 0; background-size: 5616px 15px; }
.phone-country .code { color: var(--text-soft); font-weight: 500; }
.phone-country .caret {
  width: 0; height: 0;
  border-left: 4px solid transparent;
  border-right: 4px solid transparent;
  border-top: 4px solid var(--text-muted);
}
.phone-field input[type="tel"] { flex: 1; }
.phone-dropdown {
  position: absolute;
  top: calc(100% + 6px);
  left: 0;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 10px;
  box-shadow: var(--shadow);
  max-height: 280px;
  overflow-y: auto;
  width: 280px;
  z-index: 50;
  display: none;
}
.phone-dropdown.is-open { display: block; }
.phone-dropdown .item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 8px 12px;
  cursor: pointer;
  font-size: 0.92rem;
}
.phone-dropdown .item:hover { background: var(--primary-50); }
.phone-dropdown .item .flag { width: 22px; height: 16px; }

/* ===== SECTIONS ===== */
section {
  padding: 64px 0;
}
.section-eyebrow {
  display: inline-block;
  color: var(--accent);
  font-weight: 600;
  font-size: 0.85rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 10px;
}
.section-head { text-align: center; max-width: 760px; margin: 0 auto 44px; }
.section-head h2 { margin-bottom: 14px; }
.section-head p { color: var(--text-muted); font-size: 1.04rem; }

/* Features grid */
.features {
  background: var(--bg);
}
.features-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.4fr);
  gap: 48px;
  align-items: start;
}
.features-grid .feature-list {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px 24px;
}
.feature {
  background: #fff;
  border: 1px solid var(--border-soft);
  border-radius: var(--radius);
  padding: 22px 22px 24px;
  transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}
.feature:hover { transform: translateY(-2px); box-shadow: var(--shadow); border-color: var(--border); }
.feature .icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: var(--primary-50);
  color: var(--primary);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 14px;
}
.feature h3 {
  font-size: 1.06rem;
  margin-bottom: 8px;
  color: var(--primary-900);
}
.feature p { font-size: 0.94rem; color: var(--text-muted); margin: 0; }

/* Stats */
.stats {
  background: var(--primary-900);
  color: var(--text-on-dark);
}
.stats h2 { color: #fff; }
.stats .section-head p { color: rgba(245,247,249,0.74); }
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
  padding: 0;
}
.stat {
  text-align: center;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius);
  padding: 28px 18px;
}
.stat .num {
  font-family: 'Sora', sans-serif;
  font-weight: 800;
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  color: var(--accent-300);
  line-height: 1;
  margin-bottom: 8px;
}
.stat .label {
  font-size: 0.92rem;
  color: rgba(245,247,249,0.78);
}

/* Steps */
.steps {
  background: var(--bg-soft);
}
.steps-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}
.step {
  display: flex;
  gap: 18px;
  margin-bottom: 22px;
}
.step .num {
  font-family: 'Sora', sans-serif;
  font-weight: 800;
  font-size: 2.6rem;
  color: var(--accent);
  line-height: 1;
  min-width: 50px;
}
.step h3 {
  font-size: 1.15rem;
  margin-bottom: 6px;
}
.step p { font-size: 0.96rem; color: var(--text-muted); margin: 0; }
.steps-grid .step-visual {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow);
}
.steps-grid .step-visual img { width: 100%; height: 100%; object-fit: cover; aspect-ratio: 4/3; }

/* Banner / quote section */
.banner {
  background: linear-gradient(135deg, var(--primary-900) 0%, var(--primary-700) 100%);
  color: #fff;
  border-radius: var(--radius-lg);
  padding: 56px 42px;
  margin: 0 auto;
  position: relative;
  overflow: hidden;
}
.banner h2 { color: #fff; }
.banner p { color: rgba(245,247,249,0.84); }

/* Quotes / TradingView wrapper */
.market-wrap {
  background: var(--bg);
}
.market-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}
.market-card {
  background: #fff;
  border: 1px solid var(--border-soft);
  border-radius: var(--radius);
  padding: 16px;
  box-shadow: var(--shadow-sm);
  min-height: 196px;
}

/* FAQ */
.faq { background: var(--bg-soft); }
.faq-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.3fr); gap: 48px; align-items: start; }
.faq-list { display: flex; flex-direction: column; gap: 10px; }
.faq-item {
  background: #fff;
  border: 1px solid var(--border-soft);
  border-radius: var(--radius);
  overflow: hidden;
}
.faq-q {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  width: 100%;
  text-align: left;
  padding: 18px 20px;
  background: transparent;
  border: 0;
  cursor: pointer;
  font-family: inherit;
  font-size: 1rem;
  font-weight: 600;
  color: var(--primary-900);
}
.faq-q .plus {
  width: 24px; height: 24px;
  border-radius: 999px;
  background: var(--primary-50);
  color: var(--primary);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  line-height: 1;
  flex-shrink: 0;
  transition: transform .25s ease;
}
.faq-item.is-open .faq-q .plus { transform: rotate(45deg); background: var(--accent-100); color: var(--accent); }
.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height .35s ease;
  padding: 0 20px;
  color: var(--text-muted);
}
.faq-item.is-open .faq-a {
  max-height: 600px;
  padding: 0 20px 20px;
}
.faq h3 { font-size: 1.15rem; color: var(--primary); margin-bottom: 10px; }

/* Contact */
.contact {
  background: var(--bg);
}
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: stretch;
  background: var(--primary-50);
  padding: 36px;
  border-radius: var(--radius-lg);
}
.contact-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 24px;
  box-shadow: var(--shadow-sm);
}
.contact-info-list { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 14px; }
.contact-info-list li { display: flex; gap: 12px; align-items: flex-start; color: var(--text-soft); font-size: 0.96rem; }
.contact-info-list svg { color: var(--accent); flex-shrink: 0; margin-top: 2px; }

/* Final CTA */
.final-cta {
  background: linear-gradient(180deg, var(--bg-soft) 0%, var(--bg) 100%);
}
.final-cta-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 48px;
  align-items: center;
}

/* ===== FOOTER ===== */
.site-footer {
  background: var(--primary-900);
  color: rgba(245,247,249,0.82);
  padding: 56px 0 24px;
}
.footer-top {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 36px;
  margin-bottom: 38px;
}
.footer-top .brand-name { color: #fff; }
.footer-top h4 {
  color: #fff;
  font-size: 0.92rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.footer-top ul { list-style: none; padding: 0; margin: 0; }
.footer-top li { margin-bottom: 8px; }
.footer-top a {
  color: rgba(245,247,249,0.74);
  font-size: 0.94rem;
}
.footer-top a:hover { color: var(--accent-300); }
.footer-bio { font-size: 0.92rem; color: rgba(245,247,249,0.66); max-width: 320px; }
.footer-disclaimer {
  padding-top: 26px;
  border-top: 1px solid rgba(255,255,255,0.12);
  font-size: 0.8rem;
  color: rgba(245,247,249,0.58);
  line-height: 1.65;
}
.footer-disclaimer p { color: rgba(245,247,249,0.58); }
.footer-bottom {
  margin-top: 22px;
  padding-top: 18px;
  border-top: 1px solid rgba(255,255,255,0.08);
  font-size: 0.8rem;
  color: rgba(245,247,249,0.5);
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 12px;
}
.footer-bottom a { color: rgba(245,247,249,0.7); }

/* ===== INNER PAGES ===== */
.page-hero {
  background: linear-gradient(135deg, var(--primary-900) 0%, var(--primary-700) 100%);
  color: #fff;
  padding: 84px 0 64px;
}
.page-hero h1 { color: #fff; }
.page-hero p { color: rgba(245,247,249,0.86); font-size: 1.1rem; max-width: 720px; }
.page-body { padding: 56px 0; }
.page-body h2 { margin-top: 32px; }
.page-body h3 { margin-top: 22px; }
.page-body ul, .page-body ol { padding-left: 22px; color: var(--text-soft); }
.page-body li { margin-bottom: 8px; }
.two-col { display: grid; grid-template-columns: 2fr 1fr; gap: 48px; align-items: start; }
.sidebar-card {
  background: var(--primary-50);
  border-radius: var(--radius);
  padding: 24px;
  position: sticky;
  top: calc(var(--header-h) + 16px);
}
.sidebar-card h3 { color: var(--primary-900); font-size: 1.1rem; }
.sidebar-card p { font-size: 0.94rem; }

/* Login / signup centered */
.auth-shell {
  min-height: calc(100vh - var(--header-h) - 360px);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 56px 22px;
  background:
    radial-gradient(circle at 20% 30%, var(--primary-50), transparent 50%),
    var(--bg);
}
.auth-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 38px 32px;
  box-shadow: var(--shadow-lg);
  max-width: 440px;
  width: 100%;
}
.auth-card h1 { font-size: 1.6rem; margin-bottom: 8px; }
.auth-card .sub { color: var(--text-muted); margin-bottom: 22px; }
.auth-card .switch { margin-top: 18px; text-align: center; font-size: 0.92rem; color: var(--text-muted); }
.auth-card .switch a { font-weight: 600; }

/* Team */
.team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.team-card {
  background: #fff;
  border: 1px solid var(--border-soft);
  border-radius: var(--radius);
  padding: 26px;
  text-align: center;
  box-shadow: var(--shadow-sm);
}
.team-card .avatar {
  width: 96px;
  height: 96px;
  border-radius: 999px;
  margin: 0 auto 14px;
  background: linear-gradient(135deg, var(--primary-600), var(--accent));
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Sora', sans-serif;
  font-size: 1.6rem;
  font-weight: 700;
}
.team-card h3 { font-size: 1.1rem; margin-bottom: 4px; }
.team-card .role { color: var(--accent); font-weight: 600; font-size: 0.88rem; margin-bottom: 10px; }
.team-card p { color: var(--text-muted); font-size: 0.93rem; margin: 0; }

/* Plans / offer */
.plans { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.plan {
  background: #fff;
  border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg);
  padding: 30px 26px;
  box-shadow: var(--shadow-sm);
}
.plan.is-featured {
  background: linear-gradient(180deg, var(--primary-900), var(--primary-700));
  color: #fff;
  border-color: transparent;
}
.plan.is-featured h3, .plan.is-featured .price { color: #fff; }
.plan.is-featured p, .plan.is-featured li { color: rgba(245,247,249,0.84); }
.plan h3 { font-size: 1.2rem; }
.plan .price { font-family: 'Sora', sans-serif; font-weight: 800; font-size: 2.2rem; color: var(--primary-900); margin: 10px 0 4px; }
.plan .period { color: var(--text-muted); font-size: 0.9rem; margin-bottom: 18px; }
.plan ul { list-style: none; padding: 0; margin: 0 0 22px; }
.plan li { padding: 8px 0; border-bottom: 1px solid var(--border-soft); font-size: 0.94rem; }
.plan.is-featured li { border-color: rgba(255,255,255,0.12); }

/* Disclosure block (risk) */
.risk-disclosure {
  background: var(--accent-100);
  border-left: 4px solid var(--accent);
  border-radius: var(--radius);
  padding: 22px 26px;
  margin: 32px 0 0;
}
.risk-disclosure h3 { color: var(--accent-700); margin-bottom: 8px; font-size: 1.05rem; }
.risk-disclosure p { color: var(--text-soft); margin: 0; font-size: 0.94rem; }

/* Layouts at sm */
@media (max-width: 900px) {
  .hero-grid,
  .features-grid,
  .steps-grid,
  .faq-grid,
  .contact-grid,
  .final-cta-grid,
  .two-col {
    grid-template-columns: 1fr;
    gap: 28px;
  }
  .features-grid .feature-list { grid-template-columns: 1fr 1fr; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .team-grid { grid-template-columns: 1fr 1fr; }
  .plans { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr 1fr; }
  .hero-visual { min-height: 460px; }
  .market-grid { grid-template-columns: 1fr; }
  .sidebar-card { position: static; }
}

@media (max-width: 720px) {
  .nav-desktop { display: none; }
  .btn-burger { display: inline-flex; }
  .header-actions .btn-cta-desktop { display: none; }
  section { padding: 48px 0; }
  .features-grid .feature-list { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: 1fr 1fr; gap: 12px; }
  .team-grid { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; }
  .hero { padding: 28px 0 36px; }
  .hero-visual { min-height: 540px; }
  .hero-form-card { padding: 22px 18px; }
  .banner { padding: 36px 24px; }
  .contact-grid { padding: 24px 18px; }
  form .row { grid-template-columns: 1fr; }
  h1 { font-size: 1.85rem; }
  h2 { font-size: 1.5rem; }
}

/* Accent helpers */
.text-accent { color: var(--accent); }
.text-primary { color: var(--primary-900); }
.bg-soft { background: var(--bg-soft); }
.mb-0 { margin-bottom: 0; }
.mt-0 { margin-top: 0; }
.center { text-align: center; }